Many financial plans include at least some weighting in stocks and/or mutual funds, and while historically equities have tended to rise in value over the long term, they carry a certain amount of risk, both for long- and short-term investors. It is therefore imperative that you have realistic financial goals and investment objectives in place before you begin to invest.
College is an investment in your child’s future. It requires a savings commitment and knowledge of funding methods.
Weighing the risks and rewards of various investment options can help you develop a sound investment strategy.
529 plans are tax-advantaged college savings plans that generally allow people of any income level to contribute.
An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.
Asset allocation is a method used to help manage investment risk; it does not guarantee a profit or protect against investment loss.
There are five broad asset classes that you should take into consideration when constructing your investment portfolio.
A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.
With closed-end funds, investors pool their money together to purchase a professionally managed portfolio of stocks and/or bonds.
Starting to invest early for college and remaining consistent can help investors reach their goals.
An important element to successful investing is to manage investment risk while maintaining the potential for growth.
Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.
Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.
Both fixed and variable annuities could be appropriate options for an individual interested in purchasing an annuity.
Money market funds can be a highly liquid and effective cash management tool.
Want to keep more of your mutual fund profits? You may be interested in strategies to help lower your tax liability.
A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.
The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.
There are other ways to invest in stocks and bonds besides owning individual shares or bonds.
Stock market indexes can be useful benchmarks for gauging the performance of an investment portfolio over time.
Bonds are issued by many entities and share many characteristics, each type of bond has certain benefits and risks.